EXAMPLE:
Cash price £2,500
Deposit £750
Total amount of credit £1,750
Term 120 months
84 Monthly payments £25.31
APR Representative 12.90%
Interest rate Fixed 12.90%
Total amount payable £3,787.20
Total charge for credit £1,287.20
- Minimum age of 18 years
- UK resident for more than 3 years.
- Own personal bank account from which a Direct Debit can be taken.
- Owner occupier
- Permanent employment, working minimum 16 hours per week.
- Self employed.
- Retired person
- On disability allowance.
- Unemployed and ‘hour person’ (with consent of co-habiting working partner).
- Unemployed without a spouse/ partner in full time employment.
- Temporary positions/ agency workers.
- Foster carers without a spouse/partner who meets our minimum employment criteria.
- Child-minders who do not have a registered créche/ nursery.
- Full time students (other than trainee nurses and doctors).
- Supply teachers who do not have a permanent contract with a specific school, we would possibly require the school name and address.
